California’s 2026 IVF Coverage Changes and What They May Mean for Surrogacy Planning
California’s 2026 IVF coverage changes are already influencing how some intended parents think about family-building timelines, embryo creation, and surrogacy preparation. Under SB 729, certain California health plans are now required to cover infertility diagnosis and treatment, including IVF, for eligible large employer plans regulated by the state, with the law applying on new